Products

Loans

Visit our loans page for information and to apply.

Checking & Debit 

Lost or Stolen Debit/ATM Cards: Call 1-800-472-3272 immediately
Lost or Stolen MasterCard: Call 1-800-449-7728 immediately 

Checking is free at Friends and Family Credit Union. There is NO Minimum Balance and NO Monthly Service Charges. 

Checking accounts include a free MasterMoney ATM/Debit Card. With an ATM/Debit Card, you can deposit, withdraw, transfer, or shop. Your debit card will electronically deduct funds from your checking account at the point of sale. 

You can use your debit card anywhere you see the MasterCard® logo and for online purchases. This card is also an ATM card and can be used to withdraw cash at ATM machines. 

Visit one of our locations to open a checking/debit account. 

The following checking fees may apply:
Returned Check (Non-Sufficient Funds): $30.00
Stop Payment on a Check: $ 30.00  

Kasasa Free Checking 

In the world of KASASA everything is better! Earn dividends up to 6.00% APY* with KASASA Checking!

 Just look at all the ways your KASASA Cash Back Checking works for you:
• Monthly CASH REWARDS
• REFUNDS on ATM withdrawals NATIONWIDE
• NO monthly maintenance fees – EVER!!
• AND….IT’S FREE!!! 

Family Secure Checking 

Be Safer. Spend Smarter. It’s Simple! 

Our Family Secure Checking makes it simple to keep your family finances safer and take advantage of smart discounts on financial services and everyday purchases. 

Protect your Family’s Identity
You can rest easy knowing that IDProtect®, our identity theft monitoring and resolution service, can help better protect you and your family’s identities. 

Protect against unexpected losses
Covers Smartphone damage and theft, increases extended warranty coverage, and provides accidental death & dismemberment insurance. 

Get exclusive savings 
Save on travel, shopping and insurance costs.

Reorder Checks Online 

You can reorder your Friends And Family checks online through our partner Harland Clarke. It takes just a few clicks and you can select from hundreds of designs and accessories to fit your personal style. Reorder checks online  

Overdraft Protection 

Stop worrying about inadvertently overdrawing your checking account. With Overdraft Privilege, we will consider paying check, ACH, ATM and Debit Card transactions if an overdraft occurs on your account (up to the overdraft limit of $600). If you utilize our Overdraft Privilege, we will notify you that an overdraft has occurred, you will be charged a $30 fee, and you will have 30 days to bring your account to a positive balance.  

Online Bill Pay 

Pay your bills conveniently and securely online through FFCU. You can have automatic payments taken out of your FFCU checking account for loan payments, insurance premiums, utility bills, and more.  

Payroll Deduction & Direct Deposit 

You can have part or all of your paychecks automatically deposited to your checking account. Ask your employer if you can take advantage of these convenient services. Direct Deposit is simply a way of having payments you normally receive by check sent directly to us, where they are automatically deposited into an account of your choice. It means convenience, safety, and added dividends for you.  

Credit Cards 

Enjoy the benefits of our Platinum Rewards Mastercard! 

Print an Application, call 330-832-1371, or visit your nearest office.  

You can now manage your Mastercard from our home page! Just click on the Manage Your Mastercard button at top right under Online Banking. 

Lost or Stolen Mastercard: Call 1-888-999-3365 immediately
Lost or Stolen Debit/ATM Cards: Call 1-866-842-5208 immediately 

Manage your Mastercard Rewards at UChooseRewards.com.