Rates

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Rates are subject to change without notice. Advertised loan rates reflect maximum discounts of 0.50%. Loan Discounts may be available when you sign up for Payroll Deduction, Automatic Transfer, 10% Cash Payment, or have $5,000 on deposit in a non-checking account. Please contact us for details. APR = Annual Percentage Rate. APY = Annual Percentage Yield.

 

Checking

Name Rate  
Kasasa Cash (Requirements Not Met)*** 0.04% 0.04% APY
Kasasa Saver (Requirements Not Met)*** 0.04% 0.04% APY
Kasasa Cash Over $15,000** 0.40% 0.40% APY
Kasasa Saver Over $30,000** 0.40% 0.40% APY
Kasasa Saver $0 to $30,000** 1.49% 1.50% APY
Kasasa Cash $0 to $15,000** 3.93% 4.00% APY
$50 To Open - No minimum balance required to earn dividends x x
***Requirements not met in cycle x x
**Must Meet account requirements for this rate x x

Loans

Name Rate  
Home Equity Installment Loan (Fixed) Up to 80% LTV - As Low As 10.00% APR Up to 120 Mos.
Home Equity Line of Credit (Variable) Up to 80% LTV - As Low As 8.00% APR --
Bill Consolidation & Signature Loans - Up to 36 Mos - As Low As >10.49% APR Fixed Rate
Bill Consolidation & Signature Loans - Up to 48 Mos - As Low As >12.74% APR Fixed Rate
Bill Consolidation & Signature Loans - Up to 60 Mos - As Low As >13.74% APR Fixed Rate

Loans - Auto (New & Used)

Name Rate  
Auto Loan 2017 & Newer (60-month term) > As low as 6.74% APR --
Auto Loan 2020 and Newer (up to 76-month term) > As low as 6.74% APR --
Auto Loan 2017 - 2019 (up to 76-month term) > As low as 6.99% APR --
Auto Loan 2020 & Newer (77 to 84-month term) > As low as 7.74% APR --
Auto Loan 2015 - 2016 (up to 72-month term) > As low as 8.49% APR --
Auto Loan 2012 - 2014 (up to 48-month term) > As low as 8.99% APR --
Auto Loan 2012 - 2014 (49 to 72-month term) > As low as 9.24% APR --
Auto Loan 2011 and Older (up to 60 months) As low as 10.79% APR --
*Processing fee of $190 assessed on every vehicle loan x x

Loans - Auto (Recreation Vehicles)

Name Rate  
Boats, RVs, ATVs, Snowmobiles 2020 & Newer (Up to 72-month term) As low as 9.24% APR --
Boats, RVs, ATVs, Snowmobiles 2015 - 2019 (Up to 60-month term) As low as 9.49% APR --
Boats, RVs, ATVs, Snowmobiles 2014 and Older (Up to 48-month term) As low as 9.74% APR --

Loans - Mortgage

Name Rate  
Mortgage Loan (First Mortgage) 10-Year Term Call 330-832-1371 --
Mortgage Loan (First Mortgage) 15-Year Term Call 330-832-1371 --
Mortgage Loan (First Mortgage) 30-Year Term Call 330-832-1371 --
Mortgage Loan (Second Mortgage) 80% LTV - 10 to 15 Yrs. Call 330-832-1371 --
*A processing fee of $495 will be assessed on every First Mortgage loan x x

Platinum MasterCard Credit Card

Name Rate  
Platinum Rewards Mastercard - Fixed Rate As low as 9.95% APR

Regular & IRA Certificates

Name Rate  
6-Month Certificate (All certificate rates are effective 2/12/23) 1.15% 1.16% APY
** 9-Month Certificate SPECIAL (Conditions May Apply) 2.47% 2.50% APY
60-Month Certificate 2.75% 2.78% APY
48-Month Certificate 2.85% 2.89% APY
36-Month Certificate 2.95% 2.99% APY
24-Month Certificate 3.05% 3.09% APY
** 18-Month Certificate SPECIAL (Conditions May Apply) 3.93% 4.00% APY
12-Month Certificate 3.98% 4.05% APY
A $100 minimum deposit is required to open an IRA. A $1,000 minimum deposit is required to open a regular certificate. Dividends compound quarterly. Rates subject to change weekly.

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Regular Share / Savings

Name Rate  
Christmas Club Savings - Balance of $100 and over .02% .02% APY
Regular Share - Balance of $100 and over .02% .02% APY
NOW Account $10,000 - $24,999 .65% .65% APY
NOW Account - $25,000 - $49,999 .85% .85% APY
NOW Account - $50,000 and over 1.10% 1.10% APY


*APR = Annual Percentage Rate. Additional restrictions may apply. All rates and promotions subject to change without notice. A processing fee of $190 will be assessed. Loan rate is determined by term of loan and personal credit history.