Savings
Whether you’re interested in a short-term saving solution or a long-term savings option, we’ve got a savings account to fit your needs. All accounts are insured to $250,000 by American Share Insurance, a non-federal insurer owned by credit unions.
Regular Share Savings
A Share Savings Account is our basic savings account and is required for membership. This account requires a $5 minimum balance. After opening your share savings account, you are eligible to take advantage of any product or service that we offer.
Share Certificates
Looking for a longer-term savings option? Watch your savings grow with a Certificate. When you open a Certificate, you receive a higher dividend rate because your funds are deposited for a fixed period of time. The minimum investment is $1,000 for 6 months.
Money Market NOW Accounts
Get more for your money when you take advantage of a high yield savings account. The “NOW” Account is a tiered rate Money Market Savings Account that pays a higher rate of interest than a regular savings account and you may withdrawal your funds at any time without a penalty.
IRA Certificates
We have Individual Retirement Accounts for every need. If you are saving for retirement, looking for a tax-deferred account, saving for a child’s education, or looking for a place to park your 401k or retirement payout, look at what your credit union has to offer.
- Traditional, Roth, Education IRAs
- Rollovers, payroll deductions, regular contributions
- Automatic distributions after age 59½
- IRA Certificates from 12 months to 60 months for higher yields
- The minimum deposit to open an IRA is only $100. Contact us today and start saving for your future!
Certificates are available in the following terms:
6 months, 9 months, 12 months, 18 months, 24 months, 36 months, 48 months, 60 months
Christmas Club Accounts
A Christmas Account is a great way to save for Holiday Shopping. Open a Christmas account in addition to your original savings account and start saving now. Funds are distributed each year before December.
Direct Deposit
Direct deposit with Friends and Family offers unparalleled convenience and security for managing your finances. By having your paycheck or other recurring payments automatically deposited into your account, you ensure timely access to your funds without the hassle of visiting the bank or dealing with paper checks.
This service not only eliminates the risk of lost or stolen checks but also provides faster availability of your money, allowing for seamless budgeting and financial planning.
Plus, with direct deposit, you can easily manage and track your deposits online, enhancing your overall banking experience and giving you more time to focus on what matters most.
To take advantage of this free service, simply stop in or call.
Your check will continue to be made out to you, but will be sent for deposit here to your account at no additional charge. This service may be cancelled at any time.