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Savings Rates

SavingsSavings Accounts

Whether you’re interested in a short-term saving solution or a long-term savings option, we’ve got a savings account to fit your needs. All FFCU accounts are insured to $250,000.00 by American Share Insurance, a non-federal insurer owned by credit unions. Check our current savings rates.

Share Savings Accounts

A Share Savings Account is our basic savings account and is required for membership. This account requires a $5 minimum balance. After opening your share savings account, you are eligible to take advantage of any product or service that we offer.

Money Market NOW Account

Get more for your money when you take advantage of a high yield savings account. The "NOW" Account is a tiered rate Money Market Savings Account that pays a higher rate of interest than a regular savings account & you may withdrawal your funds at any time without a penalty.
Check Money Market NOW rates

Certificates of Deposit

Looking for a longer-term savings option? Watch your savings grow with a Certificate. When you open a Certificate, you receive a higher dividend rate because your funds are deposited for a fixed period of time. The minimum investment is $1,000 for 6 months.
Check Certificate of Deposit (CD) rates

IRA Certificates

We have Individual Retirement Accounts for every need. If you are saving for retirement, looking for a tax-deferred account, saving for a child’s education, or looking for a place to park that 401k or retirement payout, look at what your credit union has to offer.

  • Traditional, Roth, Education IRAs
  • Rollovers, payroll deductions, regular contributions
  • Automatic distributions after age 59½
  • IRA Certificates from 12 months to 60 months for higher yields

The minimum deposit to open an IRA is only $100. Contact us today and start saving for your future!

Certificates are available in the following terms:
6 months
9 months
12 months
18 months
24 months
36 months
48 months
60 months

Check our IRA Certificate rates

Christmas Club Savings Account

A Christmas Account is a great way to save for Holiday Shopping. Open a Christmas account in addition to your original savings account and start saving now. Funds are distributed each year before December.

Check Christmas Club rates