Home Loans
Discover your dream home with mortgage loans from Friends and Family Credit Union, offering competitive rates and personalized service to make your homeownership journey smooth and affordable.
Your Mortgage Partner
Great rates, low closing costs and excellent service
Turn your homeownership dreams into reality with a mortgage loan from Friends and Family Credit Union.
Whether you’re buying your first home or tapping into your home’s equity, our low-rate mortgages offer the flexibility and affordability you need.
With competitive rates, low closing costs, personalized service, and a straightforward approval process, we make it easy for you to secure the financing that fits your life.
Trust us to guide you through every step, ensuring you feel confident and supported as you achieve your homeownership goals. Let Friends and Family be your partner in building a bright future.
Second Mortgages
Unlock the potential of your home with a second mortgage from Friends and Family Credit Union. Our second mortgages offer competitive rates and flexible terms, making it easier to access the funds you need for home improvements, debt consolidation, or other major expenses.
With personalized service and a straightforward application process, we’re here to help you achieve your financial goals while maximizing the value of your home. Discover how a second mortgage from Friends and Family can open new doors for your financial future.
Home Equity Lines of Credit
Unlock the potential of your home with a Home Equity Line of Credit (HELOC) from Friends and Family Credit Union.
Whether you’re planning renovations, consolidating debt, or funding a major purchase, our low-rate HELOC offers the flexibility and financial power to make it happen. With competitive rates, easy access to funds, and personalized service, you’ll have the freedom to use your home’s equity on your terms.
Benefits of a Friends and Family Mortgage
- Competitive interest rates
- Fixed or adjustable rate long term mortgages are available
- Loan officers available for counseling in budgeting for real estate taxes, for home insurance and for other costs associated with home ownership
- Payments can be made through payroll deduction, so there’s no need to write a check each month
- Additional principal payments are accepted at any time
- No prepayment penalty
Message Pay texts you payment reminders
We know your life can be busy, demanding, and overwhelming at times. We all need reminders just to stay on schedule. With Message Pay, a free new service from Friends and Family Credit Union, we will text you a courtesy reminder five days prior to your scheduled loan payment.