Boat & Watercraft Loans
Get on the water with a boat or jet ski loan from Friends and Family. Whether you’re looking to buy a new or used craft, or refinance your current loan from another lender, we can help with financing.
Apply & Sign Online
Finance Your Boat with Confidence
Whether you’re eyeing a brand-new boat or jet ski or a dependable used craft, our loans are designed to put you on the water with confidence. We offer competitive rates, flexible terms, and personalized service that ensures you get the best deal tailored to your needs and budget.
Tailored Solutions for Every Boater
We believe that you deserve a loan solution that fits your unique circumstances. Our dedicated loan officers work with you to find the perfect financing plan, whether you’re a first-time buyer, looking to refinance, or seeking to upgrade your current boat.
Quick Approvals and Easy Process
Our streamlined application process is designed to get you approved quickly so you can start fishing, skiing, and playing sooner. Plus, with our online application, you can apply from anywhere, receive a prompt decision, and sign online.
Member Benefits That Go the Extra Mile
When you choose Friends and Family Credit Union for your boat loan, you’re not just securing a loan—you’re gaining access to a range of member benefits. Enjoy lower rates, flexible payment options, and the peace of mind that comes with working with a trusted local institution. Our commitment to our members means that we’re here for you at every turn, offering support and guidance whenever you need it.
Transfer your current boat loan to Friends and Family
Are you paying too much for your current loan from another lender? You can easily transfer your loan to Friends and Family at our low rate. You could save money with every monthly payment.
Get pre-approved and shop with confidence
Getting pre-approved for a boat loan before you start shopping is one of the smartest moves you can make. Pre-approval not only gives you a clear understanding of your budget, but it also puts you in a stronger negotiating position with private sellers and dealerships.
You’ll know exactly how much you can afford, so you can shop with confidence, avoid overextending yourself, and focus on finding the right vehicle that fits your financial plan. Plus, with a pre-approval in hand, the buying process becomes smoother and faster, allowing you to drive off the lot without any last-minute surprises.
Message Pay texts you payment reminders
We know your life can be busy, demanding, and overwhelming at times. We all need reminders just to stay on schedule. With Message Pay, a free new service from Friends and Family Credit Union, we will text you a courtesy reminder five days prior to your scheduled loan payment.
A better boat & jet ski loan
- Low affordable rates
- No processing fees
- No application fees
- Financing options up to 84 months
- No prepayment penalties
- Automatic payroll deduction available
- Apply in person or apply and sign online