Rates
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Rates are subject to change without notice. Advertised loan rates reflect maximum discounts of 0.50%. Loan Discounts may be available when you sign up for Payroll Deduction, Automatic Transfer, 10% Cash Payment, or have $5,000 on deposit in a non-checking account. Please contact us for details. APR = Annual Percentage Rate. APY = Annual Percentage Yield.
Checking
| Name | Rate | |
| Kasasa Cash (Requirements Not Met)*** | 0.04% | 0.04% APY |
| Kasasa Saver (Requirements Not Met)*** | 0.04% | 0.04% APY |
| Kasasa Cash Over $15,000** | 0.40% | 0.40% APY |
| Kasasa Saver Over $30,000** | 0.40% | 0.40% APY |
| Kasasa Saver $0 to $30,000** | 1.49% | 1.50% APY |
| Kasasa Cash $0 to $15,000** | 3.93% | 4.00% APY |
| $50 To Open - No minimum balance required to earn dividends | x | x |
| ***Requirements not met in cycle | x | x |
| **Must Meet account requirements for this rate | x | x |
Loans
| Name | Rate | |
| Home Equity Installment Loan (Fixed) Up to 80% LTV - As Low As | 10.00% APR | Up to 120 Mos. |
| Home Equity Line of Credit (Variable) Up to 80% LTV - As Low As | 8.00% APR | -- |
| Bill Consolidation & Signature Loans - Up to 36 Mos - As Low As | >10.49% APR | Fixed Rate |
| Bill Consolidation & Signature Loans - Up to 48 Mos - As Low As | >12.74% APR | Fixed Rate |
| Bill Consolidation & Signature Loans - Up to 60 Mos - As Low As | >13.74% APR | Fixed Rate |
Loans - Auto (New & Used)
| Name | Rate | |
| Auto Loan 2017 & Newer (60-month term) | > As low as 6.74% APR | -- |
| Auto Loan 2020 and Newer (up to 76-month term) | > As low as 6.74% APR | -- |
| Auto Loan 2017 - 2019 (up to 76-month term) | > As low as 6.99% APR | -- |
| Auto Loan 2020 & Newer (77 to 84-month term) | > As low as 7.74% APR | -- |
| Auto Loan 2015 - 2016 (up to 72-month term) | > As low as 8.49% APR | -- |
| Auto Loan 2012 - 2014 (up to 48-month term) | > As low as 8.99% APR | -- |
| Auto Loan 2012 - 2014 (49 to 72-month term) | > As low as 9.24% APR | -- |
| Auto Loan 2011 and Older (up to 60 months) | As low as 10.79% APR | -- |
| *Processing fee of $190 assessed on every vehicle loan | x | x |
Loans - Auto (Recreation Vehicles)
| Name | Rate | |
| Boats, RVs, ATVs, Snowmobiles 2020 & Newer (Up to 72-month term) | As low as 9.24% APR | -- |
| Boats, RVs, ATVs, Snowmobiles 2015 - 2019 (Up to 60-month term) | As low as 9.49% APR | -- |
| Boats, RVs, ATVs, Snowmobiles 2014 and Older (Up to 48-month term) | As low as 9.74% APR | -- |
Loans - Mortgage
| Name | Rate | |
| Mortgage Loan (First Mortgage) 10-Year Term | Call 330-832-1371 | -- |
| Mortgage Loan (First Mortgage) 15-Year Term | Call 330-832-1371 | -- |
| Mortgage Loan (First Mortgage) 30-Year Term | Call 330-832-1371 | -- |
| Mortgage Loan (Second Mortgage) 80% LTV - 10 to 15 Yrs. | Call 330-832-1371 | -- |
| *A processing fee of $495 will be assessed on every First Mortgage loan | x | x |
Platinum MasterCard Credit Card
| Name | Rate | |
| Platinum Rewards Mastercard - Fixed Rate | As low as | 9.95% APR |
Regular & IRA Certificates
| Name | Rate | |
| 6-Month Certificate (All certificate rates are effective 2/12/23) | 1.15% | 1.16% APY |
| ** 9-Month Certificate SPECIAL (Conditions May Apply) | 2.47% | 2.50% APY |
| 60-Month Certificate | 2.75% | 2.78% APY |
| 48-Month Certificate | 2.85% | 2.89% APY |
| 36-Month Certificate | 2.95% | 2.99% APY |
| 24-Month Certificate | 3.05% | 3.09% APY |
| ** 18-Month Certificate SPECIAL (Conditions May Apply) | 3.93% | 4.00% APY |
| 12-Month Certificate | 3.98% | 4.05% APY |
| A $100 minimum deposit is required to open an IRA. A $1,000 minimum deposit is required to open a regular certificate. Dividends compound quarterly. Rates subject to change weekly. | x | x |
Regular Share / Savings
| Name | Rate | |
| Christmas Club Savings - Balance of $100 and over | .02% | .02% APY |
| Regular Share - Balance of $100 and over | .02% | .02% APY |
| NOW Account $10,000 - $24,999 | .65% | .65% APY |
| NOW Account - $25,000 - $49,999 | .85% | .85% APY |
| NOW Account - $50,000 and over | 1.10% | 1.10% APY |
*APR = Annual Percentage Rate. Additional restrictions may apply. All rates and promotions subject to change without notice. A processing fee of $190 will be assessed. Loan rate is determined by term of loan and personal credit history.
