Rates

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Rates are subject to change without notice. Advertised loan rates reflect maximum discounts of 0.50%. Loan Discounts may be available when you sign up for Payroll Deduction, Automatic Transfer, 10% Cash Payment, or have $5,000 on deposit in a non-checking account. Please contact us for details. APR = Annual Percentage Rate. APY = Annual Percentage Yield.

 

Checking

Name Rate  
Kasasa Cash (Requirements Not Met)*** 0.06% 0.06% APY
Kasasa Saver (Requirements Not Met)*** 0.06% 0.06% APY
Kasasa Cash Over $15,000** 0.60% 0.60% APY
Kasasa Saver Over $30,000** 0.60% 0.60% APY
Kasasa Saver $0 to $30,000** 1.98% 2.00% APY
Kasasa Cash $0 to $15,000** 5.84% 6.00% APY
$50 To Open - No minimum balance required to earn dividends x x
***Requirements not met in cycle x x
**Must Meet account requirements for this rate x x

Loans

Name Rate  
Home Equity Installment Loan (Fixed) Up to 80% LTV - As Low As 10.50% APR Up to 120 Mos.
Home Equity Line of Credit (Variable) Up to 80% LTV - As Low As 8.50% APR --
Bill Consolidation & Signature Loans - Up to 36 Mos - As Low As >10.49% APR Fixed Rate
Bill Consolidation & Signature Loans - Up to 48 Mos - As Low As >12.74% APR Fixed Rate
Bill Consolidation & Signature Loans - Up to 60 Mos - As Low As >13.74% APR Fixed Rate

Loans - Auto (New & Used)

Name Rate  
Auto Loan 2017 & Newer (Up to 60-month term) > As low as 5.99% APR --
Auto Loan 2017 - 2019 (up to 76-month term) > As low as 6.49% APR --
Auto Loan 2020 & Newer (77 to 84-month term) > As low as 7.24% APR --
Auto Loan 2012 - 2014 (up to 48-month term) > As low as 8.49% APR --
Auto Loan 2015 - 2016 (up to 72-month term) > As low as 8.49% APR --
Auto Loan 2012 - 2014 (49 to 72-month term) > As low as 8.74% APR --
Auto Loan 2011 and Older (up to 60 months) As low as 10.29% APR --
*Processing fee of $220 assessed on every vehicle loan x x

Loans - Auto (Recreation Vehicles)

Name Rate  
Boats, RVs, ATVs, Snowmobiles 2020 & Newer (Up to 72-month term) As low as 9.24% APR --
Boats, RVs, ATVs, Snowmobiles 2015 - 2019 (Up to 60-month term) As low as 9.49% APR --
Boats, RVs, ATVs, Snowmobiles 2014 and Older (Up to 48-month term) As low as 9.74% APR --

Loans - Mortgage

Name Rate  
Mortgage Loan (First Mortgage) 10-Year Term Call 330-832-1371 --
Mortgage Loan (First Mortgage) 15-Year Term Call 330-832-1371 --
Mortgage Loan (First Mortgage) 30-Year Term Call 330-832-1371 --
Mortgage Loan (Second Mortgage) 80% LTV - 10 to 15 Yrs. Call 330-832-1371 --
*A processing fee of $595 will be assessed on every First Mortgage loan x x

Platinum MasterCard Credit Card

Name Rate  
Platinum Rewards Mastercard - Fixed Rate - Earn 3% On Every Purchase As low as 9.95% APR

Regular & IRA Certificates

Name Rate  
60-Month Certificate 1.00% 1.00% APY
48-Month Certificate 1.29% 1.30% APY
36-Month Certificate 2.28% 2.30% APY
24-Month Certificate 3.41% 3.45% APY
** 18-Month Certificate SPECIAL (Conditions May Apply) 3.93% 4.00% APY
6-Month Certificate 4.47% 4.55% APY
12-Month Certificate 4.72% 4.80% APY
** 9-Month Certificate SPECIAL (Conditions May Apply) 4.84% 4.95% APY
A $100 minimum deposit is required to open an IRA. A $1,000 minimum deposit is required to open a regular certificate. Dividends compound quarterly. Rates subject to change weekly.

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Regular Share / Savings

Name Rate  
Christmas Club Savings - Balance of $100 and over .02% .02% APY
Regular Share - Balance of $100 and over .02% .02% APY
NOW Account $10,000 - $24,999 1.00% 1.00% APY
NOW Account - $25,000 - $49,999 1.50% 1.51% APY
NOW Account - $50,000 and over 2.00% 2.01% APY


*APR = Annual Percentage Rate. Additional restrictions may apply. All rates and promotions subject to change without notice. A processing fee of $190 will be assessed. Loan rate is determined by term of loan and personal credit history.