Rates

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Rates are subject to change without notice. Advertised loan rates reflect maximum discounts of 0.50%. Loan Discounts may be available when you sign up for Payroll Deduction, Automatic Transfer, 10% Cash Payment, or have $5,000 on deposit in a non-checking account. Please contact us for details. APR = Annual Percentage Rate. APY = Annual Percentage Yield.

 

Checking

Name Rate  
Kasasa Cash (Requirements Not Met)*** 0.03% 0.03% APY
Kasasa Saver (Requirements Not Met)*** 0.03% 0.03% APY
Kasasa Saver Over $30,000** 0.05% 0.05% APY
Kasasa Cash Over $15,000** 0.20% 0.20% APY
Kasasa Saver $0 to $30,000** 1.25% 1.25% APY
Kasasa Cash $0 to $15,000** 2.48% 2.50% APY
$50 To Open - No minimum balance required to earn dividends x x
***Requirements not met in cycle x x
**Must Meet account requirements for this rate x x

Loans

Name Rate  
Home Equity Line of Credit (Variable) Up to 80% LTV - As Low As 7.50% APR --
Home Equity Installment Loan (Fixed) Up to 80% LTV - As Low As 9.50% APR Up to 120 Mos.
Bill Consolidation & Signature Loans - Up to 48 Mos - As Low As >12.49% APR Fixed Rate
Bill Consolidation & Signature Loans - Up to 60 Mos - As Low As >13.49% APR Fixed Rate
Bill Consolidation & Signature Loans - Up to 36 Mos - As Low As >9.49% APR Fixed Rate

Loans - Auto (New & Used)

Name Rate  
Auto Loan 2017 & Newer (60-month term) > As low as 4.89% APR --
Auto Loan 2019 & Newer (up to 36-month term) > As low as 5.49% APR --
Auto Loan 2020 and Newer (up to 76-month term) > As low as 5.75% APR --
Auto Loan 2017 - 2019 (up to 76-month term) > As low as 5.99% APR --
Auto Loan 2020 & Newer (77 to 84-month term) > As low as 6.47% APR --
Auto Loan 2015 - 2016 (up to 72-month term) As low as 7.49% APR --
Auto Loan 2012 - 2014 (up to 48-month term) As low as 7.99% APR --
Auto Loan 2012 - 2014 (49 to 72-month term) As low as 8.25% APR --
Auto Loan 2011 and Older (up to 60 months) As low as 9.79% APR --
*Processing fee of $190 assessed on every vehicle loan x x

Loans - Auto (Recreation Vehicles)

Name Rate  
Boats, RVs, ATVs, Snowmobiles 2020 & Newer (Up to 72-month term) As low as 8.99% APR --
Boats, RVs, ATVs, Snowmobiles 2015 - 2019 (Up to 60-month term) As low as 9.25% APR --
Boats, RVs, ATVs, Snowmobiles 2014 and Older (Up to 48-month term) As low as 9.49% APR --

Loans - Mortgage

Name Rate  
Mortgage Loan (First Mortgage) 10-Year Term Call 330-832-1371 --
Mortgage Loan (First Mortgage) 15-Year Term Call 330-832-1371 --
Mortgage Loan (First Mortgage) 30-Year Term Call 330-832-1371 --
Mortgage Loan (Second Mortgage) 80% LTV - 10 to 15 Yrs. Call 330-832-1371 --
*A processing fee of $495 will be assessed on every First Mortgage loan x x

Platinum MasterCard Credit Card

Name Rate  
Platinum Rewards Mastercard - Fixed Rate As low as 9.95% APR

Regular & IRA Certificates

Name Rate  
6-Month Certificate (All certificate rates are effective 1/19/23) 1.00% 1.00% APY
9-Month Certificate 1.50% 1.51% APY
12-Month Certificate 2.25% 2.27% APY
24-Month Certificate 2.45% 2.47% APY
36-Month Certificate 2.65% 2.68% APY
48-Month Certificate 2.75% 2.78% APY
60-Month Certificate 2.85% 2.89% APY
18-Month Certificate 3.80% 3.85% APY
** 12-MONTH CERTIFICATE SPECIAL (New Money Only) 4.25% 4.32% APY
** 18-MONTH CERTIFICATE SPECIAL (New Money Only) 4.35% 4.42% APY
A $100 minimum deposit is required to open an IRA. A $1,000 minimum deposit is required to open a regular certificate. Dividends compound quarterly. Rates subject to change weekly.

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Regular Share / Savings

Name Rate  
Christmas Club Savings - Balance of $100 and over .03% .03% APY
Regular Share - Balance of $100 and over .03% .03% APY
NOW Account $10,000 - $24,999 .25% .25% APY
NOW Account - $25,000 - $49,999 .35% .35% APY
NOW Account - $50,000 and over .55% .55% APY


*APR = Annual Percentage Rate. Additional restrictions may apply. All rates and promotions subject to change without notice. A processing fee of $190 will be assessed. Loan rate is determined by term of loan and personal credit history.