Rates
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Rates are subject to change without notice. Advertised loan rates reflect maximum discounts of 0.50%. Loan Discounts may be available when you sign up for Payroll Deduction, Automatic Transfer, 10% Cash Payment, or have $5,000 on deposit in a non-checking account. Please contact us for details. APR = Annual Percentage Rate. APY = Annual Percentage Yield.
Loans
| Name | APR* | APY** |
| Home Equity Installment Loan (Fixed) Up to 80% LTV - As Low As | Prime + 2.00% | Up to 120 Mos. |
| Home Equity Installment Loan (Fixed) Up to 90% LTV - As Low As | Prime + 2.50% | Up to 120 Mos. |
| Home Equity Line-of-Credit (80% Loan-to-Value) | As low as 3.25% | -- |
| Home Equity Line-of-Credit (90% Loan-to-Value) | As low as 3.75% | -- |
| Home Improvement Loan (NEW) up to $30,000 / 120 mos. | As low as 7.99% | -- |
| Debt Consolidation/Signature Loan (Fixed rate up to 60 mos.) | As low as 8.50% | -- |
Loans - Auto (New & Used)
| Name | APR* | APY** |
| Auto Loan 2017 - 2020 (up to 60-month term) | > As low as 2.99% | -- |
| Auto Loan 2017 - 2020 (up to 66-month term) | > As low as 2.99% | -- |
| Auto Loan 2017 - 2020 (up to 76-month term) | > As low as 2.99% | -- |
| Auto Loan 2014 - 2020 (36 to 48 months) | > As low as 3.15% | -- |
| Auto Loan 2017 - 2020 (77 to 84-month term) | > As low as 4.75% | -- |
| Auto Loan 2014 - 2016 (up to 60-month term) | As low as 2.99% | -- |
| Auto Loan 2014 - 2016 (up to 72-month term) | As low as 2.99% | -- |
| Auto Loan 2012 - 2013 (up to 48-month term) | As low as 4.49% | -- |
| Auto Loan 2012 - 2013 (up to 72-month term) | As low as 4.49% | -- |
| Auto Loan 2009 - 2011 (up to 48-month term) | As low as 4.99% | -- |
| Auto Loan 2009 - 2011 (up to 66-month term) | As low as 5.25% | -- |
| Auto Loan 2008 and Older (up to 60 - 48 months) | As low as 6.79% | -- |
| *Processing fee of $190 assessed on every vehicle loan | x | x |
Loans - Auto (Recreation Vehicles)
| Name | APR* | APY** |
| Boats, RVs, ATVs, Snowmobiles 2010 and Older (Up to 48-month term) | As low as 6.99% | -- |
| Boats, RVs, ATVs, Snowmobiles 2011-2013 (Up to 72-month term) | As low as 6.99% | -- |
| Boats, RVs, ATVs, Snowmobiles 2014-2019 (Up to 72-month term) | As low as 6.99% | -- |
Loans - Mortgage
| Name | APR* | APY** |
| Mortgage Loan (First Mortgage) 10-Year Term | Call 330-832-1371 | -- |
| Mortgage Loan (First Mortgage) 15-Year Term | Call 330-832-1371 | -- |
| Mortgage Loan (First Mortgage) 30-Year Term | Call 330-832-1371 | -- |
| Mortgage Loan (Second Mortgage) 80% LTV Up to 15 Yrs. | Call 330-832-1371 | -- |
| *A processing fee of $495 will be assessed on every First Mortgage loan | x | x |
Platinum MasterCard Credit Card
| Name | APR* | APY** |
| Platinum MasterCard | 12.99% | -- |
| Platinum MasterCard | 7.99% | -- |
| Balance Transfer Offer - Limited Time | As Low As 6.99% | -- |
Regular & IRA Certificates
| Name | APR* | APY** |
| 6-Month Certificate | .05% | .05% |
| 9-Month Certificate | .10% | .10% |
| 12-Month Certificate | .15% | .15% |
| 24-Month Certificate | .20% | .20% |
| 36-Month Certificate | .25% | .25% |
| 18-Month Certificate - SPECIAL RATE | .30% | .30% |
| 48-Month Certificate | .35% | .35% |
| 60-Month Certificate | .50% | .50% |
| A $100 minimum deposit is required to open an IRA. A $1,000 minimum deposit is required to open a regular certificate. Dividends compound quarterly. Rates subject to change weekly. | x | x |
Regular Share / Savings
| Name | APR* | APY** |
| Christmas Club Savings - Balance of $100 and over | .01% | .01% |
| Regular Share - Balance of $100 and over | .01% | .01% |
| NOW Account $10,000 - $24,999 | .05% | .05% |
| NOW Account - $25,000 - $49,999 | .10% | .10% |
| NOW Account - $50,000 and over | .15% | .15% |
*APR = Annual Percentage Rate. Additional restrictions may apply. This offer applies to vehicle loans 2014 and newer, as well as refinanced vehicle loans from another financial institution. All rates and promotions subject to change without notice. A processing fee of $190 will be assessed. Sample monthly payment of $12,000 loan for 72 months at 2.99% APR would be $182.27. Loan rate is determined by term of loan and persoanl credit history.
