Rates
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Rates are subject to change without notice. Advertised loan rates reflect maximum discounts of 0.50%. Loan Discounts may be available when you sign up for Payroll Deduction, Automatic Transfer, 10% Cash Payment, or have $5,000 on deposit in a non-checking account. Please contact us for details. *APR = Annual Percentage Rate. **APY = Annual Percentage Yield.
Loans
| Name | APR* | APY** |
| Home Equity Line-of-Credit (80% Loan-to-Value) | As low as 5.50% | -- |
| Home Equity Line-of-Credit (90% Loan-to-Value) | As low as 6.00% | -- |
| Home Improvement Loan (NEW) up to $30,000 / 120 mos. | As low as 7.99% | -- |
| Debt Consolidation/Signature Loan (Fixed rate up to 60 mos.) | As low as 8.50% | -- |
Loans - Auto (New & Used)
| Name | APR* | APY** |
| Auto Loan 2013 - 2019 (up to 36-month term) | > As low as 3.25% | -- |
| Auto Loan 2016 - 2019 (up to 76-month term) | > As low as 4.25% | -- |
| Auto Loan 2016 - 2019 (77 to 84-month term) | > As low as 5.14% | -- |
| Auto Loan 2013 - 2015 (up to 72-month term) | As low as 4.25% | -- |
| Auto Loan 2011 - 2012 (up to 72-month term) | As low as 4.94% | -- |
| Auto Loan 2008 - 2010 (up to 48-month term) | As low as 5.44% | -- |
| Auto Loan 2008 - 2010 (up to 66-month term) | As low as 5.65% | -- |
| Auto Loan 2007 and Older (up to 60-month term) | As low as 6.79% | -- |
| *Processing fee of $190 assessed on every vehicle loan | x | x |
Loans - Auto (Recreation Vehicles)
| Name | APR* | APY** |
| Boats, RVs, ATVs, Snowmobiles 2010 and Older (Up to 48-month term) | As low as 6.99% | -- |
| Boats, RVs, ATVs, Snowmobiles 2011-2013 (Up to 72-month term) | As low as 6.99% | -- |
| Boats, RVs, ATVs, Snowmobiles 2014-2019 (Up to 72-month term) | As low as 6.99% | -- |
Loans - Mortgage
| Name | APR* | APY** |
| Mortgage Loan (First Mortgage) 10-Year Term | Call 330-832-1371 | -- |
| Mortgage Loan (First Mortgage) 15-Year Term | Call 330-832-1371 | -- |
| Mortgage Loan (First Mortgage) 30-Year Term | Call 330-832-1371 | -- |
| Mortgage Loan (Second Mortgage) 80% LTV Up to 15 Yrs. | Call 330-832-1371 | -- |
| *A processing fee of $495 will be assessed on every First Mortgage loan | x | x |
Platinum MasterCard Credit Card
| Name | APR* | APY** |
| Platinum MasterCard | 12.99% | -- |
| Platinum MasterCard | 7.99% | -- |
Regular & IRA Certificates
| Name | APR* | APY** |
| 6-Month Certificate | .10% | .10% |
| 9-Month Certificate | .15% | .15% |
| 12-Month Certificate | .20% | .20% |
| 18-Month Certificate | .25% | .25% |
| 24-Month Certificate | .40% | .40% |
| 36-Month Certificate | .45% | .45% |
| 48-Month Certificate | .55% | .55% |
| 60-Month Certificate | 1.00% | 1.00% |
| A $100 minimum deposit is required to open an IRA. A $1,000 minimum deposit is required to open a regular certificate. Dividends compound quarterly. Rates subject to change weekly. | x | x |
Regular Share / Savings
| Name | APR* | APY** |
| Christmas Club Savings - Balance of $100 and over | .05% | .05% |
| Regular Share - Balance of $100 and over | .05% | .05% |
| NOW Account $10,000 - $24,999 | .15% | .15% |
| NOW Account - $25,000 - $49,999 | .20% | .20% |
| NOW Account - $50,000 and over | .25% | .25% |
