Rates

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Rates are subject to change without notice. Advertised loan rates reflect maximum discounts of 0.50%. Loan Discounts may be available when you sign up for Payroll Deduction, Automatic Transfer, 10% Cash Payment, or have $5,000 on deposit in a non-checking account. Please contact us for details. APR = Annual Percentage Rate. APY = Annual Percentage Yield.

 

Checking

Name Rate  
Kasasa Cash (Requirements Not Met)*** 0.03% 0.03% APY
Kasasa Saver (Requirements Not Met)*** 0.03% 0.03% APY
Kasasa Saver Over $30,000** 0.05% 0.05% APY
Kasasa Cash Over $15,000** 0.20% 0.20% APY
Kasasa Saver $0 to $30,000** 1.25% 1.25% APY
Kasasa Cash $0 to $15,000** 2.48% 2.50% APY
$50 To Open - No minimum balance required to earn dividends x x
***Requirements not met in cycle x x
**Must Meet account requirements for this rate x x

Loans

Name Rate  
Home Equity Line of Credit (Variable) Up to 80% LTV - As Low As 4.75% APR --
Home Equity Installment Loan (Fixed) Up to 80% LTV - As Low As 6.75% APR Up to 120 Mos.
Bill Consolidation & Signature Loans - Up to 60 Mos - As Low As > 11.45% APR Fixed Rate
Bill Consolidation & Signature Loans - Up to 36 Mos - As Low As > 7.45% APR Fixed Rate

Loans - Auto (New & Used)

Name Rate  
Auto Loan 2019 - 2022 (up to 36-month term) > As low as 3.49% APR --
Auto Loan 2019 - 2022 (up to 76-month term) > As low as 3.74% APR --
Auto Loan 2016 - 2018 (up to 76-month term) > As low as 3.99% APR --
Auto Loan 2016 - 2018 (up to 76-month term) > As low as 3.99% APR --
Auto Loan 2019 - 2022 (77 to 84-month term) > Upon Request --
Auto Loan 2014 - 2015 (up to 72-month term) As low as 5.49% APR --
Auto Loan 2011 - 2013 (up to 48-month term) As low as 5.99% APR --
Auto Loan 2011 - 2013 (49 to 72-month term) As low as 6.25% APR --
Auto Loan 2010 and Older (up to 60 months) As low as 7.99% APR --
*Processing fee of $190 assessed on every vehicle loan x x

Loans - Auto (Recreation Vehicles)

Name Rate  
Boats, RVs, ATVs, Snowmobiles 2013 and Older (Up to 48-month term) As low as 7.99% APR --
Boats, RVs, ATVs, Snowmobiles 2019 - 2022 (Up to 72-month term) As low as 7.99% APR --
Boats, RVs, ATVs, Snowmobiles 2014 - 2018 (Up to 72-month term) As low as 7.995% APR --

Loans - Mortgage

Name Rate  
Mortgage Loan (First Mortgage) 10-Year Term Call 330-832-1371 --
Mortgage Loan (First Mortgage) 15-Year Term Call 330-832-1371 --
Mortgage Loan (First Mortgage) 30-Year Term Call 330-832-1371 --
Mortgage Loan (Second Mortgage) 80% LTV - 10 to 15 Yrs. Call 330-832-1371 --
*A processing fee of $495 will be assessed on every First Mortgage loan x x

Platinum MasterCard Credit Card

Name Rate  
Platinum MasterCard As low as 10.49% APR
Rewards MasterCard As low as 14.49% APR

Regular & IRA Certificates

Name Rate  
12-Month Certificate .1.15% 1.15% APY
6-Month Certificate .65% .65% APY
9-Month Certificate .75% .75% APY
24-Month Certificate 1.25% 1.26% APY
18-Month Certificate - SPECIAL RATE 1.35% 1.36% APY
36-Month Certificate 1.45% 1.46% APY
48-Month Certificate 1.75% 1.76% APY
60-Month Certificate 2.05% 2.07% APY
A $100 minimum deposit is required to open an IRA. A $1,000 minimum deposit is required to open a regular certificate. Dividends compound quarterly. Rates subject to change weekly.

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Regular Share / Savings

Name Rate  
Christmas Club Savings - Balance of $100 and over .03% .03% APY
Regular Share - Balance of $100 and over .03% .03% APY
NOW Account $10,000 - $24,999 .15% .15% APY
NOW Account - $25,000 - $49,999 .20% .20% APY
NOW Account - $50,000 and over .30% .30% APY


*APR = Annual Percentage Rate. Additional restrictions may apply. This offer applies to vehicle loans 2014 and newer, as well as refinanced vehicle loans from another financial institution. All rates and promotions subject to change without notice. A processing fee of $190 will be assessed. Sample monthly payment of $12,000 loan for 72 months at 2.99% APR would be $182.27. Loan rate is determined by term of loan and persoanl credit history.