Credit Card Terms and Conditions

  • All cards are EMV Chip enabled
  • Manage your Mastercard online
  • Go paperless by signing up for E-statements
  • Set up payments, review account history, track spending and more online.

Rates, Interest Charges and Fees
Annual Percentage Rate for Purchases

PLATINUM* 8.99% - 25.00%
REWARDS* 12.99% - 25.00%
Rates vary with the market based on Prime Rate

APR for Cash Advance PLATINUM* 8.99% - 25.00%
REWARDS* 12.99% - 25.00%
Rates vary with the market based on Prime Rate
APR for Balance Transfers PLATINUM* 8.99% - 25.00%
REWARDS* 12.99% - 25.00%
Rates vary with the market based on Prime Rate
Penalty APR PLATINUM* 25.00%
REWARDS* 25.00%
Grace Period for Repayment of Balances for Purchases Twenty Five (25) Days on Average
Method of Computing the Balance for Purchases Average Daily Balance (including new purchases)

Fees

  • Annual Fees
  • Balance Transfers
  • Cash Advance
  • Foreign Transaction Fee

 

  • N/A
  • N/A
  • N/A
  • N/A
Minimum Finance Charge N/A

Penalty Fees

  • Late Payment
  • Over Credit Limit
  • Return Payment
  • Replacement Card

 

  • Up to $40 after 15 days
  • N/A
  • $30.00
  • $15.00
Minimum Payment $25.00 or
2% of New Balance
Billing Cycle Date 4th Day of the Month

*For Qualified Borrowers

Rates are based on creditworthiness.