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Rates

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Rates are subject to change without notice. Advertised loan rates reflect maximum discounts of 0.50%. Loan Discounts may be available when you sign up for Payroll Deduction, Automatic Transfer, 10% Cash Payment, or have $5,000 on deposit in a non-checking account. Please contact us for details. *APR = Annual Percentage Rate.  **APY = Annual Percentage Yield.

Loans

Name APR* APY**
Home Equity Line-of-Credit (80% Loan-to-Value) As low as 4.75% --
Home Equity Line-of-Credit (90% Loan-to-Value) As low as 5.25% --
Home Improvement Loan (NEW) up to $30,000 / 120 mos. As low as 5.99% --
Debt Consolidation/Signature Loan (Fixed rate up to 60 mos.) As low as 8.50% --

Loans - Auto (New & Used)

Name APR* APY**
Auto Loan 2015 - 2018 (up to 76-month term) > As low as 3.75% --
Auto Loan 2015 - 2018 (77 to 84-month term) > As low as 4.64% --
Auto Loan 2012 - 2014 (up to 72-month term) As low as 3.75% --
Auto Loan 2010 - 2011 (up to 72-month term) As low as 4.44% --
Auto Loan 2007 - 2009 (up to 48-month term) As low as 4.94% --
Auto Loan 2007 - 2009 (up to 66-month term) As low as 5.15% --
Auto Loan 2006 and Older (up to 60-month term) As low as 6.29% --
*Processing fee of $190 assessed on every vehicle loan x x

Loans - Auto (Recreation Vehicles)

Name APR* APY**
Boats, RVs, ATVs, Snowmobiles 2009 and Older (Up to 48-month term) As low as 6.50% --
Boats, RVs, ATVs, Snowmobiles 2010-2012 (Up to 72-month term) As low as 6.50% --
Boats, RVs, ATVs, Snowmobiles 2013-2018 (Up to 72-month term) As low as 6.50% --

Loans - Mortgage

Name APR* APY**
Mortgage Loan (First Mortgage) 10-Year Term Call 330-832-1371 --
Mortgage Loan (First Mortgage) 15-Year Term Call 330-832-1371 --
Mortgage Loan (First Mortgage) 30-Year Term Call 330-832-1371 --
Mortgage Loan (Second Mortgage) 80% LTV Up to 15 Yrs. Call 330-832-1371 --
*A processing fee of $495 will be assessed on every First Mortgage loan x x

Platinum MasterCard Credit Card

Name APR* APY**
Platinum MasterCard 12.99% --
Platinum MasterCard 7.99% --

Regular & IRA Certificates

Name APR* APY**
6-Month Certificate .10% .10%
9-Month Certificate .15% .15%
18-Month Certificate .25% .25%
24-Month Certificate .40% .40%
36-Month Certificate .45% .45%
48-Month Certificate .55% .55%
60-Month Certificate 1.00% 1.00%
*Spring Certificate Special - 18 Month - $1,000 Min. New Money 2.50% 2.51%
A $100 minimum deposit is required to open an IRA. A $1,000 minimum deposit is required to open a regular certificate. Dividends compound quarterly. Rates subject to change weekly.

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Regular Share / Savings

Name APR* APY**
Christmas Club Savings - Balance of $100 and over .05% .05%
Regular Share - Balance of $100 and over .05% .05%
NOW Account $10,000 - $24,999 .15% .15%
NOW Account - $25,000 - $49,999 .20% .20%
NOW Account - $50,000 and over .25% .25%