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Credit Card Terms and Conditions

 

Rates, Interest Charges and Fees
Annual Percentage Rate for Purchases PLATINUM * 7.99%
PLATINUM 12.99%
APR for Cash Advance PLATINUM * 7.99%
PLATINUM 12.99%
APR for Cash Advance PLATINUM * 7.99%
PLATINUM 12.99%
APR for Cash Advance PLATINUM * 7.99%
PLATINUM 12.99%
Grace Period for Repayment of Balances for Purchases Twenty Five (25) Days on Average
Method of Computing the Balance for Purchases Average Daily Balance (including new purchases)

Fees

  • Foreign Transaction Fee
  • Annual Fees
  • Balance Transfers
  • Cash Advance

 

  • 1% of Transaction Amount
  • N/A
  • N/A
  • N/A
Minimum Finance Charge N/A

Penalty Fees

  • Late Payment
  • Over Credit Limit
  • Return Payment
  • Replacement Card

 

  • $25.00 After 15 Days
  • N/A
  • $25.00
  • $10.00
Minimum Payment $25.00 or
2% of New Balance
Billing Cycle Date 4th Day of the Month

*For Qualified Borrowers