Credit Card Terms and Conditions
- All cards are EMV Chip enabled
- Manage your Mastercard online
- Go paperless by signing up for E-statements
- Set up payments, review account history, track spending and more online.
Rates, Interest Charges and Fees | |
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Annual Percentage Rate for Purchases | PLATINUM* 8.99% - 25.00% |
APR for Cash Advance | PLATINUM* 8.99% - 25.00% REWARDS* 12.99% - 25.00% Rates vary with the market based on Prime Rate |
APR for Balance Transfers | PLATINUM* 8.99% - 25.00% REWARDS* 12.99% - 25.00% Rates vary with the market based on Prime Rate |
Penalty APR | PLATINUM* 25.00% REWARDS* 25.00% |
Grace Period for Repayment of Balances for Purchases | Twenty Five (25) Days on Average |
Method of Computing the Balance for Purchases | Average Daily Balance (including new purchases) |
Fees
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Minimum Finance Charge | N/A |
Penalty Fees
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Minimum Payment | $25.00 or 2% of New Balance |
Billing Cycle Date | 4th Day of the Month |
*For Qualified Borrowers
Rates are based on creditworthiness.