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Checking & Debit

  • Lost or Stolen Debit/ATM Cards: Call 1-866-842-5208 immediately
  • Lost or Stolen MasterCard: Call 1-800-449-7728 immediately

 

CheckingChecking is free at Friends and Family Credit Union. There is NO Minimum Balance and NO Monthly Service Charges. Checking accounts include a free MasterMoney ATM/Debit Card.

With an ATM/Debit Card, you can deposit, withdraw, transfer, or shop. Your debit card will electronically deduct funds from your checking account at the point of sale. You can use your debit card anywhere you see the MasterCard® logo and for online purchases. This card is also an ATM card and can be used to withdraw cash at ATM machines.

The following checking fees may apply:
Returned Check (Non-Sufficient Funds): $30.00
Stop Payment on a Check: $ 30.00

To see other fees that may apply, please review our complete fee schedule.

 

Family Secure Checking logo

Family Secure Checking

Be Safer. Spend Smarter. It’s Simple!


Our Family Secure Checking makes it simple to keep your family finances safer and take advantage of smart discounts on financial services and everyday purchases.

Protect your Family’s Identity
You can rest easy knowing that IDProtect®, our identity theft monitoring and resolution service, can help better protect you and your family’s identities.

Protect against unexpected losses
Covers Smartphone damage and theft, increases extended warranty coverage, and provides accidental death & dismemberment insurance.

Get exclusive savings
Save on travel, shopping and insurance costs.

And much more.

Learn more about Family Secure Checking

 

 

Convenient Account Access

Access your checking account anytime online, by phone, or at a convenient ATM location.

  • ART Phone Banking at 330-832-4384 – Check balances, deposits, cleared checks, and more 24 hours a day using ART, our telephone audio response system..
  • OBIE Online Banking – Access your account 24 hours a day, 7 days a week anywhere you have Internet access
  • ATMs – Access your account at our three local ATM locations or at any of the Alliance One Network locations.
  • E-Statements – Access your statements electronically when you sign up for e-statements through OBIO Online Banking.


 

Reloadable Debit Cards

Reloadable Debit CardsLOAD – SPEND – RELOAD!

Our new Reloadable Debit Cards are safe, convenient and do not require a checking or credit card account.

Now you can get all the ease, convenience, and safety of plastic without the risk of debt! Your wallet never runs on empty!

A pre-paid Reloadable Debit Card:

  • Safer to carry than cash (not tied to your checking or savings account)
  • No Credit History required
  • Perfect for travel, special purchases, everyday expenses
  • Can be used wherever Visa is accepted
  • Great for teens and college students
  • Can be used for online purchases
  • No swipe or pin fees

Visit any Friends & Family office to open your Reloadable Debit Card.

 

 

MasterCard SecureCode protects your online purchases

MasterCard SecureCodeMasterCard SecureCode is a private code for your MasterCard debit account that you can use when you’re shopping online. Only you and Friends And Family Credit Union know what your code is – retailers aren’t able to see it. So you can trust that your transactions get independent approval every time. More than 350,000 online retailers support transactions made with SecureCode. Look for the logo when you’re providing your payment information. The best way to pay on the internet®. Sign up now.

 

Reorder Checks Online

Harland Clarke - Reorder ChecksYou can reorder your Friends And Family checks online through our partner Harland Clarke. It takes just a few clicks and you can select from hundreds of designs and accessories to fit your personal style. Reorder checks online


Overdraft Protection

Stop worrying about inadvertently overdrawing your checking account. With Overdraft Privilege, we will consider paying check, ACH, ATM and Debit Card transactions if an overdraft occurs on your account (up to the overdraft limit of $600). If you utilize our Overdraft Privilege, we will notify you that an overdraft has occurred, you will be charged a $30 fee, and you will have 30 days to bring your account to a positive balance.

Online Bill Pay

Pay your bills conveniently and securely online through FFCU. You can have automatic payments taken out of your FFCU checking account for loan payments, insurance premiums, utility bills, and more.

Payroll Deduction & Direct Deposit

You can have part or all of your paychecks automatically deposited to your checking account. Ask your employer if you can take advantage of these convenient services.

Direct Deposit is simply a way of having payments you normally receive by check sent directly to us, where they are automatically deposited into an account of your choice. It means convenience, safety, and added dividends for you.